Amend the bill, as and if amended, SECTION 1, page 4, by striking line 28 and inserting:
/ protected consumer or the protected consumer's representative.
(J) A consumer reporting agency may charge a fee to place a security freeze for a protected consumer only if the protected consumer does not already have a consumer credit file and the agency must create one in order to place the security freeze." /
Renumber sections to conform.
Amend title to conform.