South Carolina Code of Regulations
Chapter 15 State Board Of Financial Institutions
Article 1 Banking, Commercial Paper and Finance
15-1. Limitations and Restrictions on Purchase and Sale of Securities.
15-2. Limitations and Restrictions on Borrowing by Savings and Loan Institutions.
15-3. Approval of Security Purchases.
15-4. State Bank Dividends.
15-5. Investment of Surpluses.
15-6. Insurance and Fidelity Bond Protection.
15-7. Loans Secured by Real Estate Mortgages.
15-8. Published Reports of Condition, Savings and Loan.
15-9. Limitations and Restrictions on Loans, Savings and Loan.
15-10. Participation in RFC Loans.
15-11. Servicemen's Readjustment Act.
15-12. Reserve Accounts, Savings and Loan.
15-13. State Bank Forest Tract Loans.
15-14. Retention of Bank Records.
15-15. Bank Purchase and Sale of Federal Funds.
15-16. FHA Home Improvement Loans, Savings and Loan.
15-17. Federal 100 Percent Guaranteed Loans.
15-18. Brokered Deposit Funds.
15-19. Mobile Home Loans, Savings and Loan.
15-21. State Bank Investments, Fixed Assets.
15-22. Mergers, Savings and Loan Associations.
15-23. Home Improvement Loans, Savings and Loan.
15-24. Borrower's Preference Re Attorney and Insurance.
15-25. Purchase of Property for Future Expansion.
15-26. Disposition of Real Property of Banks.
15-27. Consolidated Report of Income and Expenses.
15-28. Income and Expense Statements Re Dividends.
15-29. Loans to Officers and Directors.
15-30. Individual Retirement Authority.
15-31. Graduated-payment and Reverse-annuity Mortgages.
15-32. Home Improvement Loans.
15-33. Loans Secured by Second Mortgages.
15-34. Variable Rate Mortgages.
15-35. Renegotiable Rate Mortgages.
15-36. Issuance of Credit Cards.
15-37. Negotiable Order of Withdrawal (NOW) Accounts.
15-38. Consumer Loans, Commercial Paper, and Corporate Debt Securities.
15-39. Trust powers.
15-39A. Mutual Capital Certificates.
15-39B. Adjustable-rate Mortgages.
15-39C. Adjustable Mortgage Loan Instruments.
15-39D. Non-interest Bearing Negotiable Order of Withdrawal (NINOW) Accounts by State-charted Savings and Loan Associations.
15-39E. First Mortgage Real Estate Loans by State-chartered Banks.
15-39F. Graduated Payment Adjustable Mortgage Loan Instruments by State-chartered Savings and Loan Associations.
15-39G. Balloon Payment and Reverse Annuity Mortgage Loans by State-chartered Savings and Loan Associations.
15-39H. Financial Institutions May Share in Ownership or Lease and Operation of Freestanding Automatic Teller Machine Branches.
15-39I. Personal Property Leasing by State-chartered Savings and Loan Associations.
15-39J. Personal Property Leasing by State-chartered Banks.
15-39K. Correspondent Activities by State-chartered Savings and Loan Associations.
15-39L. State-chartered Banks Purchasing Bank Acceptances.
15-39M. Terms and Conditions for State-chartered Savings and Loan Associations to Engage in Financial Options Trading.
15-39N. Terms and Conditions for State-chartered Savings and Loan Associations to make Home Mortgage Loans.
15-39O. State-chartered Savings and Loan Associations Authorized to Act as Depository and Fiscal Agent to the Government.
15-39P. State-chartered Savings and Loan Associations Authorized to Engage in Activities Authorized by the Federal Home Loan Bank Board.
15-39Q. Alternative Mortgage Consumer Loans.
15-39R. Regulatory Net Worth Requirements.
15-39S. Liquid Assets.
Article 2 Cooperative Credit Unions
15-40. Notice of Intention to Withdraw Shares.
15-41. Limitations and Restrictions on Real Estate Mortgages.
15-42. Authority to Engage in Activities Authorized for Federally Chartered Institutions.
15-43. Executive Committee.
15-44. Borrowing by Credit Unions.
15-45. Electronic Fund Transfers.
15-47. Merger Procedures for State Credit Unions.
15-48. Procedure for State Credit Unions to Use Share Drafts.
15-49. Leasing of Personal Property by State-chartered Credit Union
15-50. Declaration of Dividends by State-chartered Credit Unions.
15-51. Terms and Conditions for State-chartered Credit Union to Make ARM Loans.
15-52. Increase in Field of Membership.
Article 3 Consumer Finance Act Regulations
15-60. Consumer Finance Act.
15-61. Consumer Finance Charges.
15-63. Dollar Amount Changes.
Article 4 Mortgage Lending Act Regulations
15-64. Mortgage Lending.