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Committee Report

February 26, 2025

 

H. 3259

 

Introduced by Reps. Pope, Gilliam, Lawson, Chapman, Pedalino, McCravy, M. M. Smith, Davis, Holman, B. L. Cox and Ligon

 

S. Printed 2/26/25--H.

Read the first time January 14, 2025

 

________

 

The committee on House Labor, Commerce and Industry

To whom was referred a Bill (H. 3259) to amend the South Carolina Code of Laws by adding Section 38-77-128 so as to prohibit insurers or agents from considering the work-related driving record of a first, etc., respectfully

Report:

That they have duly and carefully considered the same, and recommend that the same do pass with amendment:

 

    Amend the bill, as and if amended, SECTION 1, by striking Section 38-77-128(A) and (B) and inserting:

    (A) In determining the premium rates for a personal automobile insurance policy of a first responder, it is unlawful to consider the work-related driving record of a first responder if he is found to be noncontributing on the collision report or involved in a collision when responding to an emergency call.

    (B) The first responder must furnish a copy of the police incident report, investigative report, or Uniform Traffic Collision report regarding the crash in a timely manner to the insurance agent or insurer.

    (C) For purposes of this section, "first responder" means a law enforcement officer or firefighter employed by local, state, or federal government. AAn emergency medical technician, paramedic, volunteer law enforcement officer or firefighter engaged by local, state, or federal government also is considered a first responder.

Renumber sections to conform.

Amend title to conform.

 

WILLIAM HERBKERSMAN for Committee.

 

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A bill

 

TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-128 SO AS TO PROHIBIT INSURERS OR AGENTS FROM CONSIDERING THE WORK-RELATED DRIVING RECORD OF A FIRST RESPONDER IN DETERMINING THE PREMIUM RATE FOR THE FIRST RESPONDER'S PERSONAL AUTOMOBILE INSURANCE POLICY.

 

Be it enacted by the General Assembly of the State of South Carolina:

 

SECTION 1.  Article 3, Chapter 77, Title 38 of the S.C. Code is amended by adding:

 

    Section 38-77-128. (A) In determining the premium rates for a personal automobile insurance policy of a first responder, it is unlawful to consider the work-related driving record of a first responder if he is found to be noncontributing on the collision report.

    (B) For purposes of this section, "first responder" means a law enforcement officer or firefighter employed by local, state, or federal government. A volunteer law enforcement officer or firefighter engaged by local, state, or federal government also is considered a first responder.

 

SECTION 2.  This act takes effect upon approval by the Governor.

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